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Benefits & Health Coverage: Everything You Need to Know

ShiftMed offers a variety of healthcare and financial benefits, such as benefits through Aflac, Hooray Health Coverage, 401(k) plans through Fidelity, and Workers Compensation.

Lauren Day avatar
Written by Lauren Day
Updated over 2 weeks ago

Affordable Health Benefits

Here are ShiftMed, we offer a variety of healthcare coverage option to take care of you while you take care of patients. After working just one shift, you can access the quality coverage you need and deserve.

Plan offerings include various medical, dental, vision, short-term disability, and life insurance options through Aflac.

ShiftMed has also partnered with Hooray Health to offer a unique illness and accident plan for all employees! Employees enrolled in this plan have access to $0 telemedicine, the Hooray Health Network of Retail Clinics and Urgent Care Centers for only $25 per visit, accident coverage, Rx Savings, virtual behavioral health visits, and more!


Hooray Health Coverage

Hooray Health offers a unique benefit for ShiftMed employees called the Advantage Max 5000 Plan. While it is an indemnity plan, and not a true medical plan, it offers some incredible coverages that may meet your needs. If you are interested in this plan, you will have the opportunity to enroll during open enrollment or with a qualifying life event for this Hooray Health plan.

Hooray Health Max Plan Highlights

  • $0 Telemedicine

  • $25 visits at nationwide urgent care and retail clinics
    (includes tests, labs, and X-rays)

  • $0 Virtual Primary Care appointments

  • $0 Virtual Behavioral Health visits (up to 3 per year)

  • Discounted prescriptions

  • Accident coverage

  • Access to a specialty provider network

  • Mobile app access

  • Month-to-month coverage

  • Virtual Behavioral Health included at 100% for 3 visits

  • Dental and Vision coverage through MetLife

  • Voluntary Term Life through MetLife

  • Globe Life Critical Illness with Cancer Coverage


Open Enrollment Dates

December 5 – December 20, 2025


Enrollment Details

Below are enrollment instructions for new hires, rehires, and current ShiftMed healthcare professionals.


New ShiftMed Hires

Once you work your first shift, you may enroll in the Advantage Max 5000 Plan by contacting Hooray Health directly at:

📞 844-823-6590

If you miss open enrollment, you will need to wait for a qualifying life event or the next annual open enrollment period.


ShiftMed Rehires

Rehired professionals become eligible for the Advantage Max 5000 Plan after working their first shift.


Current ShiftMed Workers

Current workers who are not enrolled in benefits can sign up during open enrollment.


How to Enroll (All Workers Not Yet Enrolled in Benefits)

You may schedule an appointment or enroll by:

Schedule with a Benefits Counselor:
🌐 Go to: https://ep6enroll.app/
Enter: your email or cell phone number
Password: Benefits2026

OR call directly:
📞 1-844-823-6590 (9:00am–9:00pm EST)

Registration assistance:
📧 support.ShiftMed_CSU@ep6ix.com


Aflac Benefits

Aflac offers flexible, direct-bill voluntary benefits including:

  • Dental

  • Vision

  • Hearing

  • Life insurance

  • Hospital coverage

  • Critical illness

  • Accident coverage

These plans do not require a specific provider network and can be canceled at any time. You may also re-enroll if your needs change.

Aflac: If you currently have an Aflac plan, your coverage will end 12/31. You have two options:

  • Call Hooray Health between 12/5 and 12/20 to enroll into coverage for comparable plans.

  • Continue your Aflac coverage by submitting a Continuation of Coverage form to Aflac by 1/31/2026.

    • Call Aflac for more info:📞 Aflac: 1-800-433-3036

New Hires, Rehires, and Current Workers (Aflac Enrollment)

After completing your first shift, you may speak with a Benefits Counselor:

📞 844-823-6590 (9:00am–9:00pm EST)

🌐 Online enrollment:
https://ep6enroll.app/
Password: Benefits2026


Qualifying Life Events

If you do not enroll in the Advantage Max 5000 Plan during open enrollment, you must wait until:

  • A qualifying life event occurs, or

  • The next open enrollment period

You may drop the benefit at any time after you have enrolled.


Affordable Health Benefit FAQs

Who is eligible for Hooray Health or Aflac benefits?

Active W-2 ShiftMed healthcare professionals.

When is open enrollment?

December 5 – December 20, 2025

Additional details about Hooray Health open enrollment for 2026 will be shared soon. You may also enroll directly by calling:
📞 844-823-6590

What happens to my benefits if I leave ShiftMed?

  • Aflac (direct bill): You can keep your plan.

  • Payroll-deducted plans (full-time workers only): Coverage ends upon termination.


Need Help?

Enrollment & General Questions

📞 1-844-823-6590 (9:00am–9:00pm EST)
🌐 https://ep6enroll.app/ (Password: Benefits2026)
📧 support.ShiftMed_CSU@ep6ix.com

Aflac Member Questions

📞 800-433-3036

Hooray Health Coverage Questions

📞 844-823-6590

Escalation Support


Fidelity 401(k) Retirement Savings Plan

ShiftMed is committed to supporting your long-term financial well-being, which is why we offer a comprehensive Fidelity 401(k) retirement plan to help you build security for the future. Whether you’re new to retirement planning or experienced in managing your savings, Fidelity provides tools, guidance, and resources to help you make confident decisions.


Getting Help with Your 401(k)

If you have questions or need support with your Fidelity 401(k) account, assistance is available.

Contact Fidelity Directly

For immediate help with your plan, contribution changes, withdrawals, rollover questions, or account access:
📞 Fidelity: 800-421-3844

Email Support

If you’ve already spoken with Fidelity or prefer email communication:
📧 benefits@shiftmed.com


Understanding the 401(k) Plan

A 401(k) is an employer-sponsored retirement savings plan that allows you to save money through payroll deductions on a tax-advantaged basis.


Contribution Limits for 2025

  • Annual contribution limit: $23,500

  • Additional catch-up contribution (age 50+): $7,500


Eligibility Requirements

To participate, you must:

  • Be 21 years or older

  • Work 1,000 hours during the computation period

  • Complete 1 year of service

The computation period is the 12-month cycle beginning on your hire date and repeats annually until eligibility is met.

Once eligible, your Fidelity account will be created automatically. You will have 30 days to make your contribution elections before an automatic 4% deferral begins.


Opting Out or Changing Contributions

You may opt out of the 401(k) plan or adjust your contribution rate at any time through your Fidelity account. Fidelity representatives can assist if you need help accessing or managing your elections.


Contribution Types

Traditional 401(k)

  • Contributions are made pre-tax.

  • Taxes are deferred until you withdraw funds in retirement.

Roth 401(k)

  • Contributions are made after taxes.

  • Qualified withdrawals are tax-free.


Employer Match

ShiftMed contributes 50% on the first 6% of your per-paycheck contribution.
If you elect a Roth 401(k), company contributions will still be pre-tax.


Vesting Schedule

  • After 1 year of employment: 50% vested

  • After 2 years of employment: 100% vested

Vesting determines how much of the employer match you own if you leave ShiftMed.


Plan Features, Transfers & Withdrawals

Withdrawals and Penalties

For withdrawal rules, early-withdrawal penalties, or loan options:
📞 Fidelity: 800-421-3844

Transferring (Rolling Over) Previous 401(k) Accounts

To roll over a prior retirement plan into your ShiftMed 401(k):
📞 Fidelity: 800-421-3844

Eligibility & Payroll Questions


Workers’ Compensation

As a ShiftMed W-2 employee, you may be eligible for workers’ compensation benefits if you experience a work-related injury or illness. Because requirements differ by state, it’s important to report incidents promptly and follow state-specific guidelines.

To learn how workers’ compensation works in your state, visit the U.S. Department of Labor – Office of Workers’ Compensation Programs (OWCP).


Workers’ Compensation: What to Do

1. Report Your Injury

Report any work-related injury or illness to ShiftMed as soon as possible.
If urgent medical care is needed, visit the nearest urgent care or emergency room.
Additional treatments must follow your state’s rules.

2. File a Workers’ Compensation Claim

After reporting your injury, ShiftMed will provide an Impairment Rating (IR) Form for you to complete and return. Once submitted, we will initiate your claim.

3. Claim Review

ShiftMed will forward your claim to our workers’ compensation provider, PMA Companies, who will investigate and approve or deny the claim.

Claim Questions

📞 PMA: 888-476-2669
📞 ShiftMed Help Line: 800-485-9002

Labor Law Poster by State

For information on labor laws and how this applies to your state please visit the link below:


QUESTIONS?

If you have any questions, reach out to us in chat by going into the ShiftMed App > Menu > Help Center > Chat & Help Articles> Ask a Question!

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